WHEREAS, the Mortgagor, for and in consideration of the foregoing premises and as a security deposit for payment of the aforementioned obligation, the Mortgagor has agreed to transfer and conveyed, and by the aforementioned transfer and conveyed by way of Mortgage, unto the Mortgagee his/her heirs, employee, successors and assigns, and any personal representative of the Mortgagor that will serve as the Mortgagor’s guarantor in the event of unforeseen death of the Mortgagor or their evasion of liabilities. WHEREAS, the Mortgagor has agreed to secure the payment of the Promissory Note (herein “Note”) to the Mortgagee by means of a good and valid mortgage.

WHEREAS, the Mortgagor acknowledges that the repayment of the total balance of the indebtedness should be paid within the span of (agreed period range of repayment) years or (number) months, as specified in the signed Promissory Note (herein “Note”).

WHEREAS, the Mortgagor’s indebtedness is evidenced by the Promissory Note (herein “Note”) provided indicating the monthly installments of the principal sum with additional fees on the monthly interest rates along with the accrued interest, late fees, all other charges, costs, and expenses, should there be any issues of delay in the repayment schedule. WHEREAS, the Mortgagor acknowledges and confirms in this Agreement being indebted to the Mortgagee with the principal sum of (mortgage amount written in word form), (mortgage amount written in numeral form) in (currency), under and by virtue of a Promissory Note (“Note”) included herewith and made an integral part hereof.

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